Our products

Discover how Lexus Insurance Services support and develop insurance schemes in local markets and learn about the products we offer to consumers and our retailer network.

Lexus Insurance Services will protect your Lexus whilst you enjoy it every single day. Specially designed for our drivers, Lexus motor insurance provides high quality cover, so you have the reassurance of knowing your Lexus will be restored to its pre-accident condition – if ever required – by our experienced technicians using genuine Lexus parts.

With all our products, when you need us most our 24/7 team helps get you driving again. For instance, if hit by an uninsured car, you won’t lose your no-claims bonus or pay any excess. We also provide a discount for drivers on your policy if they take out their own policy with us.

LEXUS MOTOR INSURANCE

MOTOR THIRD PARTY LIABILITY (MTPL)

All European citizens who own a car are required by law to have third-party liability insurance. Customers even need to have it before leaving a Lexus retailer with a new car. It covers all personal injuries and property damage caused in an accident while driving. ‘Fire and theft’ is included and additional cover if the owner’s car is stolen or damaged by fire.

CASCO (casualty and collision)

Our CASCO insurance covers damage to a customer’s car whilst driving, for instance in a collision. Drivers also enjoy fully comprehensive cover: accidental, malicious damage and fire & theft. CASCO also covers for incidents such as breakage of glass etc.

CONNECTED INSURANCE

Usage-Based Insurance (UBI)

With UBI connected insurance, your driving style is evaluated based on your speed, acceleration, braking and cornering, which will be translated into a score. The higher the individual score is, the safer and smoother your driving style. Thus, the higher the final score, the larger the discount on the renewed insurance premium.

Full Hybrid Insurance (FHI)

Using built-in connectivity technology, Lexus Insurance Services offer a FHI linked to your Lexus Self-Charging Hybrid vehicle. It will reward safe driving in all-electric EV mode. So, the more kilometres you drive in EV mode, the higher the individual savings on your insurance premium at renewal.

Plug-in Hybrid Electric Vehicle (PHEV)

Also using our on-board connectivity technology, PHEV connected insurance is tailored to reward safe driving in all-electric EV mode. It also encourages owners to always keep their PHEV battery charged. Meaning, the more kilometres your Lexus NX 450h+ or RX 450h+ drives in EV mode, the higher the savings on your insurance premium at renewal.

AFFINITY INSURANCE

PPI (Payment Protection Insurance)

This involves credit protection insurance enabling customers to ensure repayment of credit or lease contracts in case of illness, disability, unemployment or death. This allows customers to keep their car, or keep the car within the family after bereavement, as the insurance covers the residual debt (no financial obligation of the heirs).

GAP (Guaranteed Asset Protection)

Here the Lexus Insurance Services covers the gap between the market value and the original purchase price of the car, where repair costs are higher than market value. Here we help you with afford the purchase a replacement Lexus, in the event of total loss due to a theft or an accident.

Further products

Lexus Roadside Assistance gives you complete roadside reassurance. If anything does happen to your car, help will be on its way to you anywhere in Europe.

It’s not always easy to keep your tyres or alloy wheels in immaculate condition when driving, which is where Lexus Tyre and Alloy Protection steps in. Protecting you in the unfortunate event of accidentally damaging your tyre’s or alloy wheels. Whether it is a damaged alloy wheel or tyre, having them repaired or replaced can be expensive and cause inconvenience without cover from Lexus Insurance Services.

Lexus Insurance Servies offer comprehensive cover on Lexus models up to 3 years old or up to 100,000km with the choice of an extended warranty covering for an additional 12 or 24 months after your warranty has finished.

This contract helps secure your vehicle’s future maintenance needs. Select the plan and payment option that fits your lifestyle. Then simply present your Prepaid Maintenance Card when you arrive and let our factory-trained technicians do the rest.

Lexus is committed to doing everything we can to keep our customer’s car secure. All current generation Lexus cars benefit from an enhanced new security platform which has been put in place to reduce the risk of car theft, and our security exceeds required standards. This includes a state-of-the art car immobiliser and a track and trace function.

Lexus Insurance Services can supply sophisticated  protection for all your fleet mobility services.

Pioneering the future of mobility services from Lexus, KINTO Protect is undergoing a remarkable transformation as people increasingly embrace new, flexible, and more sustainable transport solutions. No longer constrained by the traditional concept of vehicle ownership, customers are now seeking more personalised and dynamic mobility experiences, where seamless and interconnected journeys are always at their fingertips. And that’s where Lexus Insurance Services come in.

Driven by our mission to protect our customers no matter what their journey, we’re proud to partner with Lexus’ innovative mobility brand, with KINTO Protect. From all-inclusive leasing to car-sharing, carpooling, and beyond, KINTO Protect is our comprehensive insurance package designed to cover the unique mobility needs of our customers by seamlessly complementing KINTO´s mobility offerings.